Stop Dialing.
Start Collecting.
The AI-powered debt collection platform that works 24/7 to recover payments while you sleep. From campaign setup to payment arrangements in just minutes—no complicated software, no manual dialing.

Traditional Debt Collection Is Draining Your Resources
Your agents spend hours every day on the phone. Most calls go to voicemail or get no answer. You're burning through labor costs just to leave messages. And when you do reach someone, inconsistent messaging and compliance risks keep you up at night.
Skyrocketing operational costs from staffing multiple collectors
Painfully low contact rates with debtors who dodge calls
Compliance nightmares worrying about FDCPA violations
Inconsistent results depending on which agent handles the call
We've Been There. We Built the Solution.
We built RecoverlyAI because we've seen firsthand how outdated collection processes hold agencies back. That's why we assembled a team of AI specialists, debt collection veterans, and compliance experts to create a fully automated, AI-powered collection platform that maintains 100% FDCPA compliance.
Why Collection Agencies Choose RecoverlyAI
Age Bucket Intelligence
Smarter Strategy, Better Results
Automatically categorizes debtors into 5 age buckets and deploys custom AI agents for each. Progressive strategy means dramatically better outcomes at every stage.
Context-Aware AI
No More "I Already Told You That..."
AI agents review complete call history before every conversation. Natural, human-like conversations that build trust instead of frustration.
Complete Automation
Set It Up Once, Run It Forever
Upload a CSV, configure settings, and walk away. Platform handles everything from scheduling to payment capture to daily reports.
Trusted by Leading Collection Agencies
"In the first 30 days, we increased our contact rate from 12% to 47% and secured 3x more payment arrangements. The age bucket strategy is a game-changer."
Sarah Martinez
Director of Collections, Velocity Recovery Group
"The compliance features alone are worth it. Every call is transcribed, every validation request is caught automatically. Plus, we cut our collection costs by 65%."
Michael Chen
CEO, Precision Collections
"I was spending 40 hours a week managing our team. Now I spend 2 hours reviewing automated reports. RecoverlyAI gave me my time back while improving our recovery rates."
Jennifer Thompson
CFO, MedBilling Solutions
Get Started in Three Simple Steps
Step 1: Start Your Free Trial
Sign up in 60 seconds. No credit card required. No technical setup.
Step 2: We Handle Everything
Upload your debtors via CSV, customize your AI agents, and our platform automatically configures everything.
Step 3: Watch the Payments Roll In
Receive instant notifications when payment arrangements are made and track recovery rates in real-time.
Why We're Different
Age Bucket Intelligence – Progressive collection strategies
Context-Aware AI – Remember previous conversations
Automatic Compliance – Built-in FDCPA safeguards
Complete Automation – Phone setup handled automatically
Multi-Channel – Voice + SMS + Email
Instant Notifications – Real-time alerts
Priority Queue – Tier-based processing
Timezone-Aware – Never call outside hours
Full Audit Trail – Complete compliance records
60-Second Setup – Go live in minutes
Everything You Need to Succeed
5 Custom AI Agents
20+ Voice Options
SMS & Email
FDCPA Compliance
Real-Time Dashboard
24/7 Automation
Payment Tracking
Multi-Company
Frequently Asked Questions
How quickly can I get started?
Most agencies are up and running in under 10 minutes. Sign up, upload your CSV file with debtor information, customize your AI agent settings (or use our templates), and you're ready to start calling. No technical expertise required.
Is this really FDCPA compliant?
Yes, 100%. Our AI agents are trained to recognize validation requests, dispute claims, and do-not-call requests. When any of these occur, collection activity automatically stops and the case is flagged for your review. Every call is recorded and transcribed for your audit trail.
What if the AI can't handle a complex situation?
Our AI agents can transfer calls to your human agents when needed. You configure an escalation phone number, and the AI seamlessly hands off complex cases or payment negotiations that require human judgment.
How much does it cost compared to human collectors?
On average, agencies see 60-80% cost reduction compared to traditional collection methods. You pay per minute of call time (typically $0.05-0.15/minute depending on your plan), which is a fraction of agent salaries, benefits, training, and overhead.
Can I manage multiple collection companies?
Absolutely. RecoverlyAI has multi-tenant architecture built in. You can manage multiple distinct companies from one account, each with its own branding, phone numbers, campaigns, and settings.
What happens if a debtor replies to an SMS or email?
All inbound SMS messages are automatically forwarded to your designated phone number so your team can respond if needed. Email replies go to your configured collections inbox. The system logs all communications for your records.
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