How RecoverlyAI Works
Go from sign-up to automated debt collection in under 20 minutes. No technical skills needed. No complicated setup.
Or let our team do it all for you — completely free.
8 Simple Steps to Automated Collections
Each step is straightforward. Most people finish the entire setup in one sitting.
Create Your Company
Set up your collection company profile with basic information. You can manage multiple companies from one account.
Configure Your Settings
Tell us when and how you want the AI to work. Set your business hours, timezone, and communication preferences.
Set Up Your AI Agents
Design up to 5 unique AI personas — one for each debt age bucket. Each agent gets its own voice, tone, and script.
Get a Phone Number
Search and purchase a local or toll-free number right from the dashboard. It's configured automatically.
Upload Your Documents
Upload company policies, scripts, or reference materials. The AI reads these so it can answer questions accurately.
Create Email & SMS Templates
Build message templates for each debt age bucket. The system rotates through them automatically so debtors don't get the same message twice.
Upload Your Debtors
Download our CSV template, fill in your debtor data, and upload it. That's it — your campaign is ready to launch.
Watch It Work
Your AI agents start calling, texting, and emailing automatically. Track everything from your dashboard in real time.
What Happens After You Launch
Once your campaign is live, RecoverlyAI runs on autopilot. Here's what the AI handles for you every single day.
Makes Calls Automatically
AI dials debtors during your set business hours, leaves voicemails when needed, and retries based on your schedule
Sends Texts & Emails
Personalized SMS and email messages go out automatically, rotating through your templates for each age bucket
Secures Payment Arrangements
AI negotiates payment plans on the spot and emails your team the details instantly
Stays 100% Compliant
Automatically detects validation requests, disputes, and do-not-call requests — stops collection immediately
Sends Daily Reports
Every morning you get a summary of yesterday's calls, arrangements, and campaign performance
Handles Callbacks & Follow-ups
When a debtor says 'call me Tuesday,' the AI schedules it automatically and follows through
Don't Want to Set It Up Yourself?
Book a free 30-minute call and our team will do the entire setup for you. We'll configure everything, run full tests, and train your team on how to upload debtor CSVs and manage campaigns.
We Do Everything For You
Our team configures your agents, phone numbers, templates, and knowledge base
Full End-to-End Testing
We run test calls and verify everything works before you go live
Team Training Included
We teach your team how to format and upload debtor CSVs and manage campaigns
30-Minute Setup Call
Quick call to learn your workflow, then we handle all the technical setup
Common Questions
Do I need any technical skills?
Not at all. If you can fill out a spreadsheet and click buttons, you can use RecoverlyAI. The entire setup is point-and-click. And if you'd rather not do it yourself, our team will set everything up for you for free.
How long does it take to get started?
Most users are up and running in under 20 minutes. Create your company, configure your agents, buy a phone number, upload your debtors, and you're live. It's that simple.
What format does the debtor CSV need to be in?
We provide a pre-formatted template you can download. Just fill in the columns: loan account number, borrower name, phone number, email, and the outstanding amounts for each age bucket (1-30, 31-60, 61-90, 91-120, 121+ days).
Can I manage multiple collection companies?
Yes. RecoverlyAI supports multi-tenant management. You can run multiple companies from one account, each with its own branding, phone numbers, agents, templates, and campaigns.
What happens when the AI reaches a debtor?
The AI has a natural conversation based on your configured script and tone. It can negotiate payment arrangements on the spot, schedule callbacks, detect compliance triggers, and transfer to a human agent if needed.
Is it compliant with FDCPA regulations?
Yes, 100%. The AI automatically detects validation requests, dispute claims, and do-not-call requests. When triggered, all collection activity stops immediately and the case is flagged for your review. Every call is recorded and transcribed.
What does the free setup call include?
Everything. We'll configure your AI agents, purchase and set up your phone number, create your email and SMS templates, upload your documents, and run test calls to make sure it all works. We'll also train your team on how to prepare and upload debtor CSVs.
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